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Terms of service

Last updated 21 October 2026

Draft for review: a lawyer is checking this page.

These terms apply when you use closewell.in or buy a Closewell plan. Closewell is a brand of HRM Global, a sole proprietorship of Swapnil Madhav Mundada, 2594 A, M G Road, Bajarpeth, Mahad, Raigad, Maharashtra 402301, GSTIN 27BUWPM1909H1Z5 ("we", "us"). By signing up or paying for a plan you agree to these terms and to the engagement letter for your plan. If the two differ, the engagement letter wins.

1. What we do

2. What we do not do

3. Your responsibilities

4. Fees and payment

5. Cancelling

Plans run month to month. You can cancel at any time before your next billing date and you will not be charged again. Refunds follow our refund and cancellation policy. We may end the service with 30 days' written notice, or immediately if you breach these terms or ask us to do something unlawful. When the service ends, we give you an export of your books.

6. Your data

Your books and documents belong to you. We use them only to provide the service, as our privacy policy explains, and keep them confidential.

7. Liability

We do our work with reasonable care and skill. To the extent the law allows, our total liability for any claim is limited to the fees you paid us in the three months before the claim arose. We are not responsible for interest, late fees or penalties that result from information you gave us late, incompletely or inaccurately, or from returns you did not confirm in time. Nothing in these terms limits liability that cannot be limited by law.

8. Changes to these terms

We may update these terms. We will email you about material changes at least 15 days before they take effect.

9. Law and disputes

These terms are governed by the laws of India. Courts at Raigad, Maharashtra have exclusive jurisdiction. Before going to court, we will both try to resolve a dispute by talking in good faith for at least 30 days.

10. Contact

HRM Global, 2594 A, M G Road, Bajarpeth, Mahad, Raigad, Maharashtra 402301 · hello@closewell.in · +91 98604 76606